Integrated Payment Solutions
Our Integrated Payment Solution has been the cornerstone of some the world’s largest smart-card payment and billings systems including Beijing, Mumbai, Seattle, Stockholm, Rome, Hong Kong, Singapore, San Francisco and others.
It has enabled millions of people worldwide to appreciate the convenience of a smart card for travel and low value payments, with these systems processing billions of transactions per annum.
It allows companies to obtain their revenue in a quick, efficient and secure way, with full financial transparency. With the Integrated Payment Solution providing a low cost of processing transactions while still providing a highly secure and auditable business system, financial controllers will have peace of mind regarding the integrity of their financial data.
The Integrated Payment Solution is:
Key Features
Financial Services
Card Services
Cardholder Services
Transport Provider Services
It has enabled millions of people worldwide to appreciate the convenience of a smart card for travel and low value payments, with these systems processing billions of transactions per annum.
It allows companies to obtain their revenue in a quick, efficient and secure way, with full financial transparency. With the Integrated Payment Solution providing a low cost of processing transactions while still providing a highly secure and auditable business system, financial controllers will have peace of mind regarding the integrity of their financial data.
The Integrated Payment Solution is:
- Highly Secure
- Fast
- Flexible
- Multi-operator
- Multi-modal
Key Features
- Secure smart-card capable of multiple applications
- Electronic purse for transit and retail
- Transit passes and products
- Staff cards for access control
- Bill payment
- Highly secure card model to avoid card duplication
Financial Services
- Clearing and settlement between multiple companies and retailers
- Revenue apportionment on sales and inter-operator bus transfers
- Financial reporting on sales and revenue
- Audit reporting
- Financial exporting to General Ledgers
Card Services
- Maintains shadow accounts of the smart cards in the back-office and tracks issuer liability
- Card fulfillment services, for low volume or high volume to a card bureau
- Gap management for missing transactions
- Duplicate card, product and transaction detection for fraud prevention
- Autoload funds management
Cardholder Services
- Card registration, personalisation
- Cardholder websites for transaction history and online sales
- Call-centre integration
- Customer service terminals for transport service centres
Transport Provider Services
- Driver accounting and cash management
- Integration with traffic management databases such as Trapeze and Hastus
- Bus, heavy rail, metro, light rail and ferry solutions for devices and management.
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Telephone : +27 11 706 0405 Telefax : +27 11 706 0308
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